LexisNexis – Offers multiple different identity solutions addressing numerous fraud use cases
Socure – Specializing in using 3rd party, non-credit related data to verify consumer identities
Coalesce.ai – Leverages AI and User Defined Machine Learning (UDML) to capture synthetic identities
CLEAR – Identity verification and due diligence during investigations
SentiLink – Solutions for synthetic identity fraud; creating a ‘bureau of bad identities’
Digital Identity
Iovation/TransUnion – Digital and device fingerprinting; consortium model based on a network of related devices. Ability to utilize evidence placed by other users.
Guardian Analytics – Digital behavioral analytics. Distinct to the organization
ThreatMetrix – Device recognition and ability to leverage the other solutions offered in the LexisNexis Risk Defense Platform (RDP)
Nuance – Biometrics, device, and voice recognition software focused on authenticating bad actors targeting call centers
Card Fraud
Gemini Advisory – Dark web monitoring focused on carding shops. Ability to identify at risk cards being sold in pseudo real-time
Rippleshot – Card and transaction monitoring software that predicts the risk of a card being compromised. Identifies common points of purchase and data breaches
Deposit Fraud
Early Warning Systems (DepositChek) – Owned by the largest banks in the world, DepositChek boasts a national database of account data to deliver alerts on deposits that may return
Advanced Fraud Solutions – Reviews deposits and returns a response based on a history of returns through the Fed and the likelihood that the deposit may return
Account Aggregation/Verification
Plaid – Verify external account information utilizing the login credentials of the user
Yodlee – Verify external account information utilizing the login credentials of the user
BSA/AML
Verafin – Cloud based software monitoring transaction behavior for BSA and Fraud scenarios. FRAMLx network allows for 314b sharing between institutions and the ability to submit CTRs and SARs with FinCEN.
Guardian Analytics – Data lake technology that monitors activity for suspicious activity. SAR e-filing is available.
Abrigo – Transaction monitoring and alerting for both BSA and Fraud purposes. Leverages dark web data to enhance models as well
Feedzai – Data lake technology that leverages multiple data sources. Intuitive and fully customizable.
